Being Your Own Boss and the Importance of Self-Discipline in College

Jan 7, 2021 1:54:04 PM

Gone are the days when your parents told you when it was time to wake up, do your homework, clean your room, or do your laundry. College is the time when you are transitioning from being a teenager to a real adult (liberating and scary, I know)!

In order to be successful, self discipline is essential. When you don't have anyone telling you what to do, it can be very difficult to turn down a sporting event or party so you can write a paper or study. But without self-discipline, you could find yourself falling behind on your school work which can be difficult to recover from.

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Topics: Borrowing for College

RISLA Ranked in Top 3 Student Loan Lenders in 2020 by Forbes Advisor

Aug 20, 2020 11:32:00 AM

At RISLA, we have some exciting news to share with our community. Last week, Forbes Advisor ranked RISLA in the Top 3 of the Best Private Student Loan Lenders for 2020.

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Topics: Borrowing for College, refinancing, student loans

Comparing Student Loan Options - Wisely

Jul 23, 2020 1:12:29 PM

If you are in need of a loan for college, it is important that you understand how to compare your options in order to get the best deal for your family. 


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Topics: Borrowing for College

How Tuition Payment Plans Can Reduce Borrowing Need

Jul 9, 2020 1:35:00 PM

If you’re headed back to school in the fall or are already enrolled at a college or university, it’s time to start thinking about how you might pay for the upcoming semester. Do scholarships and grants alone cover your tuition? Or do you need to borrow money for college to fill in the financial gap? One option that is almost always available is a payment plan. This could be a good option for you and your family.

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Topics: College Planning, Borrowing for College, Parents and College Planning

What You Need to Know Before You Borrow for College

Jun 11, 2020 11:30:00 AM

Remember to limit the amount you borrow! For every dollar you borrow, you will have to pay back more than that dollar with interest.

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Topics: College Planning, Borrowing for College, Parents and College Planning

Low Student Loan Rates Now Available for 2020/2021

May 29, 2020 1:14:15 PM

Moving Onward and Upward for the 20/21 Academic Year

What a year 2020 has been to date with so many changes and unknowns now a part of our daily lives due to the coronavirus pandemic.  But one thing that hasn’t changed is needing options to help pay for college.  

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Topics: College Planning, Borrowing for College, Parents and College Planning

7 Ways to be More Efficient Learning from Home

Mar 25, 2020 11:01:57 AM

A few weeks ago, a lot of students began to attend school online because of the coronavirus. This is a big change that has been affecting all different types of students all over the globe indefinitely. Adapting to remote learning isn't always easy when you're used to being in the classroom. We hope some of our tips will help you maximize your learning at home during this time!
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Topics: College Planning, Borrowing for College, Parents and College Planning

Does Working While in College Hurt Grades?

Nov 26, 2018 1:20:00 PM

Research conducted by the Bureau of Labor Statistics shows that students who work less than twenty hours per week have a higher GPA than non-working students. Due to the rising costs of college and declining affordability, working while in college is necessary for many students as they use this income to support themselves financially while being away from home. The more students earn while in college, the less they will have to borrow  to pay for school and working while in school also helps students learn to keep themselves organized, manage their time, and understand how to prioritize.

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Topics: College Planning, Borrowing for College, Money Management

How to Stretch Your Dollar During College

Sep 13, 2018 4:43:00 PM

There’s no better time to learn how to skimp and save than when you are in college! Chances are, you’re on a tight budget. We all know the stress that comes with such restriction, so we’ve put together this handy list of ways to penny-pinch.

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Topics: Borrowing for College, Financial Education for Students, Adulting!, Money Management

Student Loans: How to Pick Your Lender

Aug 14, 2018 2:44:33 PM

There are so many decisions to make during the college planning process; it's easy to get overwhelmed. By the time you need to finance your own or your child's education, you may have reached decision fatigue. All too often, decision fatigue leads to inaction, analysis paralysis, or a hastily-made choice - none of which are likely to result in the best of outcomes. 

Choosing your student loan lender is a big deal. This is an organization you are likely to work with over the next 5 - 20 years of your life. Conventional wisdom may inspire you to simply compare rates, choose the lowest, and get the whole process over with quickly. Or maybe you just plan to go to your bank to keep all of your finances in one place. But there can be some major differences in the rates, fees, level of service, and benefits student loan providers offer, so doing a more thorough comparison is a wise move.

Don't be one of the many borrowers filled with regret about their choice of lender. We've put together the below guide to help you select a student loan provider that you'll be happy with. It may take a little bit more of your time, but it will be well worth your effort in the long run. 

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Topics: Borrowing for College, student loans