Yes, refinancing student loans can save you money. “Can” being the operative word. Several factors can make refinancing great for some folks and not the best solution for others. Refinancing student loans can accomplish different goals for different people and in some cases more than one goal can be achieved depending on the individual circumstances. We have outlined three common goals our customers have conveyed.
Jan 10, 2020 1:15:00 PM
Jul 19, 2019 10:33:00 AM
You need good credit to borrow
- You need to have borrowed to establish a credit history
- You cannot borrow before age 18
- Your'e heading to college and need good credit to pay for tuition and other expenses
Which comes first, borrowing or good credit?
Having good credit is just as important to help ensure your stability and help you successfully do things such as rent an apartment, buy or lease a car, and even get a good job. Maintaining good credit is very important to your future and will afford you many opportunities that would otherwise be impossible. It can show stability, consistency, responsibility, and maturity – all of which are positive traits that can help you succeed in life. Below, are some helpful tips on building and managing a good credit profile.
Nov 26, 2018 1:20:00 PM
Research conducted by the Bureau of Labor Statistics shows that students who work less than twenty hours per week have a higher GPA than non-working students. Due to the rising costs of college and declining affordability, working while in college is necessary for many students as they use this income to support themselves financially while being away from home. The more students earn while in college, the less they will have to borrow to pay for school and working while in school also helps students learn to keep themselves organized, manage their time, and understand how to prioritize.
Sep 13, 2018 4:43:00 PM
There’s no better time to learn how to skimp and save than when you are in college! Chances are, you’re on a tight budget. We all know the stress that comes with such restriction, so we’ve put together this handy list of ways to penny-pinch.
Jul 10, 2018 5:11:00 PM
It might not sound appealing to live on a college budget, even after you have graduated. But if you want to repay your student debt quickly, this is the smartest route to take. We get that having a bigger salary is exciting and you probably want to buy things you weren't able to in college. But, we recommend that you continue living like a college student before you start to enjoy life's luxuries and until your debt is repaid. Example: skip out on the fancy dinners and the brand new car and allocate that money towards your student debt. We've gathered some tips and other daily savings tricks to help you stay on track and sail towards debt freedom faster!
Apr 5, 2018 5:13:00 PM
The one thing I wish I learned in both high school and college is how to manage my finances responsibly! I was never taught how to use a credit card wisely, save money for emergencies, and prepare myself for a stable financial future. After experiencing some harsh realities, like getting charged late fees and situations where I have panicked over the cost of repairs, I have learned how to save and be a financially responsible adult.
Sep 22, 2017 9:37:00 AM
If you're a college student or recent college grad and feel like you don't have a lot of money for food - or any dinner inspiration - this one is for you! As a recent grad, I know it can be really difficult to meal plan, get yourself to the grocery store, and work within a tight budget. "About 42% of millennials’ monthly food budget is spent on food prepared outside the home according to a survey last year by Acosta. Millennials spent an average of $202 a month on food prepared outside the home last year," according to a recent Wall Street Journal article.