Grants & Scholarships
Often referred to as "gift aid" because it doesn't have to be repaid, grants and scholarships can come from the federal government, state government, college/university, or private organization. Almost all of the grants listed below are based off of financial need. You must fill out the FAFSA every year in order to remain eligible to receive federal student aid.
- Federal Pell Grant
- Federal Supplemental Educational Opportunity Grants (FSEOG)
- Teacher Education Assistance for College and Higher Education (TEACH) Grants
- Iraq and Afghanistan Service Grants
Many myths continue to prevent students from pursuing their chance at receiving free money. It is not true that only student athletes, low-income students, and brainiacs can apply for and get scholarships! There are many programs that give out money that have different eligibility requirements. Some schools require the FAFSA for when awarding institutional schoalrships. After filing the FAFSA you can also apply for private scholarships, many of which are based on need. Finding scholarships that you qualify for is time-consuming but the reward can make it a very good investment of time. The more scholarships you apply for, the better your odds!
Check out these Scholarship Myths and 6 Effective ways to get more scholarships.
Loans
If you apply for financial aid, you may be offered federal student or parent loans as part of your school’s financial aid offer. A loan is money you borrow and must pay back with interest. Student loans can come from the federal government, from private sources such as a bank or financial institution, or from other organizations. Federal student loans, usually have more benefits than loans from banks or other private sources, but you may find a lower interest rate with a state-based or private student lender than those on the Federal Parent PLUS loan, so be careful when you do your research.
For more information on student loans, take a look at our Student Loan FAQ Blog
Work-Study Jobs
Federal Work-Study provides part-time jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work and work related to the student’s course of study.
- It provides part-time employment while you are enrolled in school
- It’s available to undergraduate, graduate, and professional students with financial need
- It’s available to full-time or part-time students
- It’s administered by schools participating in the Federal Work-Study Program
If you need helping filing the FAFSA book a one-on-one appointment with one of our college experts or attend a FAFSA completion night near you.
