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10 steps to applying for financial aid in RI

Posted by Lindie Johnson on Jan 23, 2015 11:17:00 AM

Think you will need financial aid to help pay for college? Follow these 10 simple steps and learn how to maximize the amount of aid you can qualify for. 

10 Steps to Applying for Financial Aid in RI

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Topics: Scholarships for High School Students, College Financial Aid

How to handle special circumstances & divorce on the FAFSA

Posted by Lindie Johnson on Jan 15, 2015 10:30:00 AM

Understanding the Free Application for Federal Student Aid (FAFSA) may seem like a challenge at first. Once you add the hassle of a special circumstance or even a normal one such as divorce, completing the FAFSA may feel like a down right headache.

Although your situation may seem like receiving financial aid is impossible, don't let it stop you from putting your best foot forward. You are not the only person in these state of affairs and most likely you won't be the last. Here are few examples of special circumstances and how to handle them when completing the FAFSA.  

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Topics: College Financial Aid

5 worst pieces of advice we've heard about finding scholarships in RI

Posted by Lindie Johnson on Jan 7, 2015 3:00:00 PM

If you are concerned about how you will pay for college, you may have begun to look into various scholarships in RI. At first glance, it may seem as though there is no funding available for the average high school senior.  However, there are plenty of scholarships available - for every kind of student - that may take some time to locate and apply for. The key is to not get discouraged and listen to bad advice.  

Here are five of the worst pieces of advice we've heard about finding scholarships in Rhode Island. And if you are interested, here are some additional tips to make your search a success

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Topics: Scholarships for High School Students, College Financial Aid

Grants and Scholarships for High School Seniors

Posted by Lindie Johnson on Jan 2, 2015 10:17:00 AM

When you think of scholarships, you automatically think of straight A students with an extensive high school profile.  Although being chosen for a scholarship or grant is a great honor, your child doesn't have to be the valedictorian of their class to receive help to pay for college. If you are worried about accumulating large debt to send your child to college, it's imperative that you seek out all of your options. Believe it or not, there is free money out there for average high school students to claim for college. Here are some tips on how to find and claim college funding through scholarships and grants. 

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Topics: College Financial Aid, College Planning, Borrowing for College

How Much Financial Aid Can You Get?

Posted by Lindie Johnson on Dec 26, 2014 7:00:00 AM

At the College Planning Center, we often hear the same question from parents and students: "How much
financial aid can I get?" 

The sticker price on a college education is much higher than most families can pay out of pocket. But fortunately, there are billions of dollars in financial aid available each year that are awarded to help make college more affordable. So, how do you get your piece of the pie and how do you know how big that piece will be? 

How much financial aid you get comes down to two things:

  1. How much you are eligible for
  2. Where you go to college
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Topics: College Financial Aid

Ways to stay on top of student loan payments

Posted by Lindie Johnson on Dec 17, 2014 9:28:44 AM

Once you have achieved your goals of graduating college and pursuing a fulfilling career, the last thing you want to deal with is the stress of poorly managed student loan debt. 

Your personal expenses alone can seem daunting. When you add a student loan payment that you haven't thoroughly accounted for, you may be headed for financial disaster. Managing your student loan debt is not an insurmountable task. Avoiding to deal with your student loan debt will not fix the problem. Face the problem head on. Here are some options to help you stay on top of student loan payments so that you can enjoy life in your new career.  

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Topics: Student Loan Repayment

How to apply for financial aid in RI

Posted by Lindie Johnson on Dec 11, 2014 2:02:00 PM

When it's time to send your child off to college, it's hard to avoid the possible strain the costs will put on your finances. Despite the fact that it may seem laborious to pay for your child's education, never let it be a deterrent. There are ways to obtain the help you need to fulfill the dream of sending your child to college. You need to know the necessary steps to obtain financial aid in your area. Here is a look at how to apply for financial aid in RI.  

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Topics: College Financial Aid

Financial Education: creating a college student budget

Posted by Lindie Johnson on Dec 6, 2014 6:00:00 AM

Poor money management in the early years of adult life can wreak havoc on credit causing high interest rates and higher insurance premiums in the long run. Many graduates face debt problems from their college days that may take years to recover from. Unwise spending can cost a lot more than the balance on the bill. Don't let your child fall into bad spending and borrowing habits that could get them into trouble. 

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Topics: Borrowing for College, Financial Education for Students

5 things to check on your universal college application

Posted by Lindie Johnson on Dec 1, 2014 9:03:00 AM

Filling out a college application is one of the most highly anticipated moments of your young adult life.  After four years of building your high school profile for your college application, it's time to see how all of the hard work pays off.  To make the application process easier, there is a universal college application called the Common Application that allows students to apply to more than one school simultaneously.  This method provides you with more time to focus on the quality of one application as opposed to several different applications.  Here are five things to double check before you send off your Common Application. 

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Topics: College Planning

How a universal college application eliminates stress

Posted by Lindie Johnson on Nov 25, 2014 8:00:00 AM

College application season is an incredibly stressful time for many high school seniors. College is a huge next step in your young life and if you are like most students, you are probably putting a tremendous amount of weight on your college applications. 

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Topics: College Planning, College Essays