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For new grads, employment hinges on just a few variables. What type of work experience do you have, and what have you learned on the job? What interests you, and why are you approaching the employer about the opportunity? And then, the great divider for entry level applicants: how did you perform academically?

First, a word of warning: the vast majority of employees believe that they deserve a raise. We all want more money!

It’s the most oft-discussed variable in the life of a college student, so it’s best to get right to it – what’s your major?

You’re going to be spending a lot of time in your dorm room, so it needs to feel like home! The problem with that is that “home” is a big space with things like furniture and rooms, and your dorm is, well – “small” is likely an understatement. And if you’re anything like the average college student, you’re on a pretty tight budget. So how are you going to make this room livable?

Your credit history can impact whether you’re approved to open credit card accounts in your name, or if you can secure student loans, auto financing or home loans at competitive rates. Your credit history may even determine whether you’re approved to rent an apartment or secure a job with certain employers.

We’ve compiled a list of the questions we most often receive about parent loans for college. If you don’t see your question below, we know how to answer that one, too! Just write to us at customerservice@risla.com!