In life, nothing is guaranteed. Oftentimes things change, and your student loan payments may just be one of those things. Recent increases to variable interest rates, after a very long period of staying static, have left many student loan borrowers in a state of shock. When rates increase, so do monthly payments on variable rate loans, and after sitting at historical lows for nearly a decade, market rates have been on the rise these past two years.
Jan 2, 2018 12:03:00 PM
Dec 26, 2017 3:03:00 PM
As a new college grad, saving any money may seem like a far-off pipe-dream. We are here to tell you that saving is possible for just about anyone. Saving takes diligence - and sometimes means making sacrifices - but a little bit can go a long way in helping you reach your goals.
Oct 26, 2017 2:03:00 PM
If you have graduated from college and you have student loans, you are not alone. Studies show that about 70% of college grads have student debt in their name. If you fall into this majority, you are probably already counting down the days until you are student-debt free.
Aug 29, 2017 10:43:00 AM
If you are sick of juggling multiple student loan bills, think you are paying too much on interest, want to fix the rate on your variable rate student loans, or simply want to lower your monthly payments, refinancing your education loans may be well-worth exploring.
Jun 27, 2017 2:15:55 PM
First, a word of warning: the vast majority of employees believe that they deserve a raise. We all want more money!
Apr 14, 2017 10:16:00 AM
“Credit” is a magic word. It determines your borrowing capacity, which is going to then determine a lot of material factors in your life – where you live, the car you drive – even the cellphone you carry! Of equal importance, your credit score will determine your ability to refinance your student loans. Refinancing can be an extremely valuable tool, so if your credit is less than stellar, it may be time to take a look at repair.
Mar 21, 2017 11:23:00 AM
If you've borrowed money to pay for college, at some point you may want to consider refinancing those student loans. For some borrowers, refinancing offers an opportunity to save money and better manage their budget. For others, it may not be the best choice. Read on to help decide whether refinancing is for you.
Feb 11, 2017 9:09:00 AM
If you’re working to save money or develop a budget, the first (and ultimately, most important!) piece of advice is this: stop spending! Easier said than done, right?
Feb 2, 2017 6:55:00 AM
It’s all well and good to talk about ideal scenarios when it comes to paying off your student loans. You’ll graduate, you’ll start repayment on a plan that works perfectly with your income and budget, and you’ll chip away at your debt consistently and aggressively until your loans are paid off or forgiven.
Jan 12, 2017 2:37:37 PM
Well, it’s been a crazy couple of months. The wildest election season in recent history and now, the thing that weighs on the minds of all Americans, and particularly those with major financial commitments to look forward to: what’s next?