Blog

Refinancing vs. Consolidation: What's the Difference?

Oct 26, 2017 2:03:00 PM

If you have graduated from college and you have student loans, you are not alone. Studies show that about 70% of college grads have student debt in their name. If you fall into this majority, you are probably already counting down the days until you are student-debt free.

Read More

Topics: refinancing

The Lowdown on Student Loan Refinancing [Infographic]

Aug 29, 2017 10:43:00 AM

If you are sick of juggling multiple student loan bills, think you are paying too much on interest, want to fix the rate on your variable rate student loans, or simply want to lower your monthly payments, refinancing your education loans may be well-worth exploring.  

Read More

Topics: refinancing

How to ask for a raise and what to do with your extra cash

Jun 27, 2017 2:15:55 PM

First, a word of warning: the vast majority of employees believe that they deserve a raise. We all want more money!

Read More

Topics: Financial Education for Students, refinancing

Repairing Your Credit to Refinance Student Loans

Apr 14, 2017 10:16:00 AM

“Credit” is a magic word. It determines your borrowing capacity, which is going to then determine a lot of material factors in your life – where you live, the car you drive – even the cellphone you carry! Of equal importance, your credit score will determine your ability to refinance your student loans. Refinancing can be an extremely valuable tool, so if your credit is less than stellar, it may be time to take a look at repair.

Read More

Topics: refinancing

The Pros & Cons of Student Loan Refinancing

Mar 21, 2017 11:23:00 AM

If you've borrowed money to pay for college, at some point you may want to consider refinancing those student loans. For some borrowers, refinancing offers an opportunity to save money and better manage their budget. For others, it may not be the best choice. Read on to help decide whether refinancing is for you.

Read More

Topics: refinancing

Things college students shouldn't spend money on

Feb 11, 2017 9:09:00 AM

If you’re working to save money or develop a budget, the first (and ultimately, most important!) piece of advice is this: stop spending! Easier said than done, right?

Read More

Topics: Financial Education for Students, refinancing

If/Then Approach to Paying Off Student Loans

Feb 2, 2017 6:55:00 AM

It’s all well and good to talk about ideal scenarios when it comes to paying off your student loans. You’ll graduate, you’ll start repayment on a plan that works perfectly with your income and budget, and you’ll chip away at your debt consistently and aggressively until your loans are paid off or forgiven.

Read More

Topics: Student Loan Repayment, refinancing

Will college loan rates increase?

Jan 12, 2017 2:37:37 PM

Well, it’s been a crazy couple of months. The wildest election season in recent history and now, the thing that weighs on the minds of all Americans, and particularly those with major financial commitments to look forward to: what’s next?

Read More

Topics: Student Loan Repayment, refinancing

Strategies to Pay Down your Student Debt Faster

Jan 5, 2017 9:09:45 AM

For most college grads, student debt is a fact of life. It’s a monthly expense to be worked into your budget and you’ll quickly adapt, as everyone does, to the payment schedule. But hold on a second – just paying the bill isn’t all there is to paying down your student debt. You need to make sure you’re taking a smart, measured approach to your debt – one that will give you the best odds for paying it down quickly, without negatively impacting your finances in other ways. Here’s what you need to know.

Read More

Topics: Student Loan Repayment, refinancing

Getting a grip on your student debt

Jan 2, 2017 8:30:00 PM

Take a deep breath. Repaying your student loans is as time honored a tradition as college itself. Each part of the education financing machine is well-oiled and inspected, and you’re in for a pleasant surprise here – there are options to help you succeed in your repayment, alternative routes to help you manage your debt responsibly, and genuine benefits lurking around in the corners. Let’s shine a light on some of them, and talk about best practices for managing this new responsibility.

Read More

Topics: Financial Education for Students, Student Loan Repayment, refinancing