Blog

How to Start Building Credit in High School

Jul 19, 2019 10:33:00 AM

The credit conundrum when starting out:
  • You need good credit to borrow
  • You need to have borrowed to establish a credit history 
  • You cannot borrow before age 18
  • Your'e heading to college and need good credit to pay for tuition and other expenses

Which comes first, borrowing or good credit?

Having good credit is just as important to help ensure your stability and help you successfully do things such as rent an apartment, buy or lease a car, and even get a good job. Maintaining good credit is very important to your future and will afford you many opportunities that would otherwise be impossible. It can show stability, consistency, responsibility, and maturity – all of which are positive traits that can help you succeed in life. Below, are some helpful tips on building and managing a good credit profile.

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Topics: College Planning, Financial Education for Students, Parents and College Planning, Money Management

5 Reasons Why Your Child is Saying "NO" to College Tours

Jun 12, 2019 9:41:00 AM

Excuses, excuses. Preparing for college is a time-consuming task. Evidenced by the many online and other forms of checklists that have been published for this very purpose. I have prepared a different list. A list of excuses heard in my household that I thought might be helpful to share so you will be armed and ready for battle.

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Topics: College Planning, Parents and College Planning

Historically Low Student Loan Rates for 2019/2020

May 9, 2019 12:57:00 PM

How low did we go?

RISLA dramatically reduced its already low rates for the coming academic year, for example the standard 10-year student loan rate will now be 3.89% (3.64% if the borrowers elect to make automatic payments using ACH).
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Topics: Financial Education for Students, student loans

Internship Scams

Apr 16, 2019 3:48:00 PM

Ahh, the internet – the best friend, and worst enemy, of every job-seeker. A world of information at your fingertips, and an unparalleled number of fraudsters and schemers lurking just beneath the surface.
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Topics: College Internships, career planning

Top 10 Interview Mistakes

Apr 10, 2019 11:01:00 AM

The most exciting and terrifying moment of your career can be the call back for an interview. Interviews of any nature can seem nerve-wracking. Acing your job interview is a crucial component on the road to success. In order to feel confident during your interview, you need to know what mistakes to avoid. Here are the top ten interview mistakes to watch out for.

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Topics: College Internships, Jobs, Post-Graduate Employment, Adulting!, career planning

The CPC is Now Offering Career Planning Services

Apr 4, 2019 11:01:48 AM

At our annual school counselor breakfast on March 7th, the Director of the College Planning Center, Stacy Crooks, announced that they will begin offering help with career planning. In efforts to assist students in determining a career path that's right for them, students will take a personality assessment to help highlight their interests.

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Topics: College Planning, Adulting!, career planning

How to stay organized while interning

Mar 6, 2019 11:23:00 AM

Being a college student can feel a little overwhelming. Classes, homework, exams, extracurricular activities, and a part-time job – to say nothing of a social life – can quickly add up to a much busier schedule than the one you had as a high school student. Throw in an internship and now you’re expected to fulfill significant professional obligations, too.
So, how do you manage a busy schedule while impressing your internship supervisor? Let us give you a few hints.

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Topics: College Internships, Jobs, Adulting!, career planning

3 Myths About Internships

Feb 15, 2019 11:35:00 AM

One thing we love about internship programs is that it is beneficial for both the employer and the intern! An employer gets some extra help around the office, and the intern gets to apply their classroom knowledge. Interns who are completing an internship should focus on honing their skills and ability to network with other professional.


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Topics: College Internships, Jobs

It's #FAFSAszn

Feb 6, 2019 12:56:57 PM

To increase the completion rate of critical college financial aid forms, particularly from high school seniors in historically underrepresented urban schools, the Rhode Island Student Loan Authority (RISLA) and its College Planning Center today launched a comprehensive grassroots campaign aimed at getting more financial aid to students interested in attending college.

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Topics: College Financial Aid, Financial Education for Students, Parents and College Planning, FAFSA

Notice to Those Affected by the Government Shutdown

Jan 16, 2019 10:37:00 AM

The Rhode Island Student Loan Authority (RISLA) announced today that it has suspended repayment of college loans for federal employees currently not being paid, including military personnel, throughout the duration of the government shutdown.

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Topics: Student Loan Repayment