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FAFSA season is here and can be overwhelming to many. So, let’s break this down into the basic need to know facts one-by-one.

Did you know that nationally unused grant and aid money averages $________ per year? (Answer at end of post)

A. Over $1 Million

B. Over $50 Million

C. Over $2 Billion

Applications, Essays, Financial Aid, OH MY!

How do you get started, you ask? The RISLA College Planning Center, a free service of the non-profit Rhode Island Student Loan Authority (RISLA) will host a series of events through the Fall to help you navigate through college planning and to help spread awareness for Rhode Island students and parents. These events are no cost and open to the public. See a complete list of dates and times throughout the state.

Great event for High School Seniors, Juniors, Sophomores, & their parents

Student loan refinancing is a hot topic in the news these days. Legislators are making proposals to bring refinancing in at the Department of Education, and a day doesn't go by without some big headline about soaring student debt levels. But is refinancing a good idea for everyone? That is a definitive no.

So when does it make sense to do? Here are 5 reasons you may want to consider refinancing your student loans. 

• You need good credit to borrow
• You need to have borrowed to establish a credit history 
• You cannot borrow before age 18
• Your'e heading to college and need good credit to pay for tuition and other expenses

Which comes first, borrowing or good credit?

Having good credit is just as important to help ensure your stability and help you successfully do things such as rent an apartment, buy or lease a car, and even get a good job. Maintaining good credit is very important to your future and will afford you many opportunities that would otherwise be impossible. It can show stability, consistency, responsibility, and maturity – all of which are positive traits that can help you succeed in life. Below, are some helpful tips on building and managing a good credit profile.

Excuses, excuses. Preparing for college is a time-consuming task. Evidenced by the many online and other forms of checklists that have been published for this very purpose. I have prepared a different list. A list of excuses heard in my household that I thought might be helpful to share so you will be armed and ready for battle.

How low did we go?

The most exciting and terrifying moment of your career can be the call back for an interview. Interviews of any nature can seem nerve-wracking. Acing your job interview is a crucial component on the road to success. In order to feel confident during your interview, you need to know what mistakes to avoid. Here are the top ten interview mistakes to watch out for.